However, note that this does not always mean that the chargeback will be successful. Protect Your Cash and Get a Bovada Chargeback Easily [Simplified]. If you like casino games but don’t want to risk your own money, this section of our website with free online casino games is just for you. That was early 2021 FFS. How Poker Betting Online Works at Bovada. Overall Rating. Mybookie fraud. There’s also so much variety in Bovada slot machines. That would be a move if the bank won’t require an answer from merchant. In order to initiate a chargeback, you will first need to contact customer service. I will be doing chargeback Lawyer: Probably none as offshore gambling is offshore to avoid US law as it is illegal. which they technically didnt. Do Not Charge Back Legitimate Transactions - Casino Advisor. A $155 bet on the Celtics to win pays you $100 if they manage to top the Warriors. Keep an eye out for Bovada slots with mini games – this is where you get free spins, win multipliers, and chances to pick hidden prize amounts. Banks or credit card companies likely accept applications by: • Mail • Email • Fax • In person. Corgibelle83 • 1 yr. This is getting out of the realm of credit cards, but in general, if you have a legally binding contract with a merchant, winning a credit-card dispute doesn’t get you out of the contract. And according to The True Cost of Fraud report by LexisNexis, businesses end up paying $3. This type of fraud is beyond the casino’s control. He has won a gold medal as a sprint kayaker at the 1984 Los Angeles Olympic Games. You don’t have the option to practice for free, but the lowest buy-in you can choose is $0. com(private key wallet), Exodus, or Coinomi. The good news is that DoNotPay can help you achieve a rapid Bovada chargeback. Fax (909) 931-9059. First, contact their customer service department for advice. It can't sue, it would be contrary to public policy. Chargeback is a last resort but just want to see what other people’s experience has been with chargebacks. However, a user cannot file a dispute for a bank transfer transaction. Check the sidebar on PCs, the "About" section on mobile or Reddit apps, top menu, or the /r/Bovada Wiki for USEFUL LINKS and answers to frequently asked questions. My favorite part of Bovada’s site was their poker room. Remember that you always risk losing the money you bet, so do not spend more than you can afford to lose. Affordable, lightweight, and running under a no-logs policy, this service will get you access to all kinds of blocked platforms. This dispute information is sent to the merchant's card processor, and then it's forwarded to the merchant you're dealing with. JaySole • Golden Buffalo - 29k hit on $4 spin. If you've gotten your Bovada account suspended and you'd like to have it back, DoNotPay can try to do that on your behalf. Bovada's offer is that it will match 50% up to $250, so if you deposit at least $500, you'll hit that. A credit card chargeback is a charge that’s refunded to you after you successfully dispute a credit card transaction. No no no I was just saying the “$105” chargeback as an example, it was multiple transactions adding up to $1800. I know it's bov because it's happened before and the timing is just suspicious. Note: The descriptor below is only an example, the descriptor on your statement will be different: Please take note of these details so that you are can easily recognize this information of your credit. Online Banking customers can submit most credit card disputes directly from the transaction detail found in the Activity tab on your credit card account page, or from the Dispute a transaction link on the Information & Services tab. I think I got suuuuuper lucky though. 2 months! Yes, this is normal, though uncommon. I use an intermediary wallet for deposits as well, it is extremely cheap with LTC and BCH and takes one minute extra. The limits are the minimum of $20 and a maximum of $9,500 in one transaction. 10. org website also learn from their tutorials or directly contact them. Gamblers Anonymous. Bovada. The help center can be easily accessed by clicking the account icon, followed by. In the event that the access disruption is due to a systems issue within the Bovada Poker system, the game will be restored as soon as practicable and the game shall proceed. Using our little rule from above, we can figure out what each bet pays according to Bovada’s basketball odds. More posts from r/Bovada. The business initially stemmed from Bodog, the brand launched by entrepreneur Calvin Ayre in 2000. . They also have a real-money mobile games. IMO. BTCCWB1250 - Use the Bovada bonus code BTCCWB1250 on your first deposit to receive a 125% match bonus up to $1,250 at Bovada and the total of $3,750. This scam is not very common, though, and MatchPay transactions as casino payment methods are. edit: each book is different but generally, lets say you get a 1k deposit with 20x rollover. The DOJ argued that by accepting bets from customers in these states,Playing games at Vegas casinos doesn’t always get you into a relaxed frame of mind. Chargeback is particularly useful where the cost of the goods or services is £100 or under as Section 75 doesn’t apply. Our players will often get a fresh beverage, grab their phone, and chill on the couch for a little slots session. bovada sometimes has issues with their CC processor where the processor says you performed a chargeback and then bovada locks your account until you are able to prove that you didn't actually charge back (im not entirely sure of the details but iirc they have a chinese processor that sometimes tries to screw them). All over social media, people had the same happen. Thanks it worked for my bovada eth cashout just now. The current owner of Bovada is the Mohawk Morris Gaming Group (MMGG), a company operating from Kahnawake, an Indian Reservation, in the province of Quebec in Canada. The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. Bovada allows for chargebacks to be filed up to 72. They will dick you around and say you have chargebacks when you really don’t and lock your shit down. The Terms shall be deemed accepted by you upon the earlier of your: (i) using the Website or the Services; or (ii) clicking to accept or acknowledging agreement with these terms when this option is made available to you in the course of accessing or registering for the Services. Testing comments sorted by Best Top New Controversial Q&A Add a Comment. The Poker Points you earn are equivalent to 1-4% effective rakeback depending on how many you save up. Four In A Row Poker, Bs Tree Visualizer, Casino Xuyen Moc Ba Ria Vung Tau, Craps Lay Bets Explained, Joel Slot, Chargeback Gambling Debt, 85. Bovada hosts a very respectable schedule of weekly tourneys, culminating in the $150 + $12 $150,000 guaranteed on Sundays. Once rollover was hit, I tried to withdraw $1600. I received his $400 and we both confirmed the trade. My bank account is now frozen because of that. However, it very well may carry over to other online casinos. Refer a Friend. Bovada is a popular online casino but it’s mainly known as one of the best online sportsbooks today. As long as you are able to verify yourself, you'll be fine. Casino Ruleta Ganar, Online Casino Chargeback 2018, Blackjack Online South Africa, Poker Slot Download Free, Kings Poker Brasilia, Quel Main Gagne Au Poker, Potawatomi Casino Penny Slots stockmarketafterhoursBovada is 100% legit and legal, with a secure platform that puts player safety first. Bovada Community Forum on Reddit where Bovada. Any reputable IT I’ve worked with before has dev and test environments where upgrades/maintenance is tested then moved to production, which is fairy routine. Corgibelle83 • 1 yr. Bovada emailed me from their financial service team saying I did a chargeback on a deposit but I never have so I told them this and asked how to fix…13K subscribers in the Bovada community. Chat about anything related to the Bovada's casino, poker, or sports bets. So you're looking at about 3-4 days between the moment you submit a withdrawal request to Bovada, until the money lands in. In the event that the access disruption is due to a systems issue within the Bovada Poker system, the game will be restored as soon as practicable and the game shall proceed. Bovada is a U. Sportsbetting. It may be illegal to play at online sites in some states, but there are no federal laws against playing at offshore casinos. The blacklist will not carry over to any live casinos that I am aware of. A chargeback is a forced refund requested by a cardholder from their bank. I was livid since I did t do anything wrong and obviously didn’t pay. We look forward to your prompt reply. Yes, if you have NOT been credited back the money by your bank, and the. 50 in bonus funds, $250 in locked funds, $73. Remember that you always risk losing the money you bet, so do not spend more than you can afford to lose. Bro fuck match pay. To prevent chargebacks from happening, you must know how chargebacks work and take. A refund comes directly from a merchant, while a chargeback comes from your card issuer. Unfortunately, that tremendous popularity means long lines for customer service when financial hiccups happen. Bovada chargeback. . More information about credit cards and frauds. i emailed them on wednesday after it was leaked by the city it was canceling. There has been a growing trend at many poker operators to grab extra fees through innovations like re-entry and multiple entry. Also, check VISA or Mastercard sites to ask for help, or open a dispute on PayPal might be worth it. It makes no. Bovada's complaint resolution process is inadequate and ineffective. Bovada Poker is another US-facing skin of the PaiWangLuo poker network. I've been eyeing the Bowling Green over 1. A chargeback fee is considered a markup fee. Shame on you bovada. I remember back in 2015 I was betting $100 a spin on the smaller random jackpot slots and was hitting $3k-6k jackpots left and right. Your experience can help others make better choices. Bovada emailed me from their financial service team saying I did a chargeback on a deposit but I never have so I told them this and asked how to fix… 13K subscribers in the Bovada community. If the cardholder’s bank accepts the dispute, they will reverse the transaction, taking the funds back from the merchant and returning them to the cardholder. I played on Bovada semi-regularly for a year or two, stopped, then played for another year or two close to regulation. Minimum Deposit: $5. The good news is that DoNotPay can help you achieve a rapid. Chargeback is particularly useful where the cost of the goods or services is £100 or under as Section 75 doesn’t apply. Bovada offers three main welcome bonuses. Here, you may choose the withdrawal option that suits you best. Bovada did away w player avatars to make it easier for them to cheat and scam, and harder for them to be detected and caught. Here's a list of all the current Visa reason codes: Chargeback Code. Here's my last match bonus, a 50% for sports: $100 * 1. I’ve probably made 5k worth of bets on Bovada over the years. It takes a bet of $120 to win $100. It took a few hours, but they credited me my $500. Rest assured, you can play our online casino games for real money payouts. Bogus ass chargeback and they disabled all my accounts. Search the official Fraug. Apa saja yang termasuk tahap finishing dalam membuat. Bet on live NFL odds, futures, lines and props at Bovada Sportsbook! Join the NFL betting action, deposit with crypto or card and grab your bonus!Do offshore gambling websites like bovada or my bookie have any leverage to fight chargebacks? I charged back my bovada account because I made a deposit of $700 and they charged me $850 for it on my credit card. I’ve been betting and winning and the locked and bonus cash doesn’t move. You can also bet on a draw, both at the end of the game and at the end of the first period, using the 3-Way Moneyline bets also shown. All games can be played for free or for real money. Chat about anything related to the Bovada's casino, poker, or sports bets. You can withdraw once every five days using this method. For sure. At the end of the day, I would be fine paying $50 into. Either produce the law (as I repeatedly requested in the other post) or shut the fuck up already. The main difference is Bovada Poker actually has profitable games. With that in mind, it should come as no surprise that Bovada is legal to use in Minnesota. In 2023, Bovada only offers 2 deposit options; credit cards and bitcoin. Sportsbook: No. In short, Bovada Poker is the most “PokerStars-like” of anyone in the USA market: tons of games, quick payouts, and a long clean history. lv promo code and other discount voucher. Chargeback . bovada 2. You'll be limited to $20,000 increments 3 days apart. Bovada billed me 3x total 3000 when I only wanted to deposit 1000 and I called my bank to reverse the charge. Yes - in fact, it's pretty easy to do. Bovada Chargebacks: Get Your Bovada Chargeback Done ASAP. Chargeback allows you to ask your card provider to give you a refund on your credit or debit card if the goods or services you bought don’t arrive, are faulty, or don’t match the description of what you ordered. Bovada is going to cut you off soon if you win enough. That works until it doesn’t. Posting screenshots of your big wins is encouraged! As are asking about support issues. "Your account has been disabled as we have received a charge. They screwed up and charged back. Although it faced challenges after Black Friday, Bovada made a comeback after being acquired by Ignition in 2016 and reintroduced in the following year with its own proprietary software that is well-known for. Check the sidebar on PCs, the "About" section on mobile or Reddit apps, top menu, or the /r/Bovada Wiki for USEFUL LINKS and answers to frequently asked questions. If you are not getting the results you wish from your bank or credit company, write to the credit bureaus to dispute any charges. Here's how: 1. The benefits of chargebacks include: Customers feel more secure —Since the merchants have to deal with chargeback fees if your dispute is found valid, they will be more motivated to offer high-quality products and reliable serviceBovada is a gigantic company who will pay out. Players. Generally, chargebacks occur between a merchant and a credit card issuing bank or a. Our. Bovada is available to US players and. Like any form of gambling, though, it comes with a risk, and that doesn't always mean losing your money. The answer to this question depends on the type of transaction, as chargebacks are only applicable to card purchases. I looked at my spam in my email though and I had received this email from the Bovada financial services team. Feel free to use it to try out the free gambling games before playing them for real. Gambling should be entertaining. Hello, I am an undergraduate college student and have recently made the mistake of gambling on the offshore betting site Bovada and have lost around 5 grand in just a few months. Many enjoy using credit cards to make internet purchases since it’s a payment method they’ve grown up with their whole lives, however, the world is changing and people are starting to expand horizons when it comes to their favorite. Bovada is an online sportsbook, casino, and poker platform that appears to be legal for the vast majority of players in the US. Updated. Another online casino like Bovada is SlotsandCasino. 6. Accounting for chargebacks presents unique challenges, but doing so correctly gives a more accurate picture of business operations. Almost wasnt able to pull my cash out and spoke to two different live chats on Bovada and Matchpay and they both reverted me back to eachother. CryptoBovada Casino always lands near the top of the pack with a very strong rating. International Service Office. Bovada is a hugely popular offshore online gaming/casino platform. 5K Online. Bovada says that if I don't complete the repurchase within the next 10 days or so, they will send a collection agency after me. At this point I’m just gonna chargeback and say fuck it. Follow these procedures to withdraw funds from Bovada to a bank account: Sign in to Bovada, then click the silhouette icon at the top of the page. ag – Reach the Top in Blackjack Tournament. Feb 14, 2017 · Re: Chase Quickpay. The locked funds have been increasing as I've been making money playing poker, while the locked bonus funds have been decreasing as I slowly unlock them to the "available to withdraw" section while playing. Bovada allows for chargebacks to be filed up to 72 hours after the bet has been placed. La provincia de Neuquén actualmente cuenta con 19 salas de juegos casinos, y con 200 agencias de loterías y quiniela. edit: each book is different but generally, lets say you get a 1k deposit with 20x rollover. Re: Making Chargebacks for Payments to Online Casinos. Chat about anything related to the Bovada's casino, poker, or sports bets. Even the most reputable online businesses will struggle with chargebacks. Bovada drained my account a 4 years ago saying I did a chargeback when I didn’t. No no no I was just saying the “$105” chargeback as an example, it was multiple transactions adding up to $1800. Bovada was established in 2011 and remains one of the top casinos and sportsbooks in the US. phBovada Locked funds/ bonus how do I unlock the cash I have from betting to withdraw. Bovada’s outage is strange. No. However, note that this does not always mean that the chargeback will be successful. Bovada (and the rest of the casino group) is quite reliable and pays out much, much larger jackpots regularlyBonus funds are 100% up to €300. If you're in a state with legal sports betting, you can compare our picks for the best legal sports betting sites here . The problem on Bovada's end is that they have no visibility into who is telling the truth. Provide the transaction disputes are still exists and certainly is to restrict terrorist supporting countries and receiving, part of the extranet. Takes roughly 24 hrs (sometimes a little more) for Bovada to send the Bitcoin to your Blockchain account and it takes Cash App roughly 3 days to cash out to your bank account (unless you pay extra to expedite the process). Bovada Review. Over the past decade, Bovada Online Sportsbook and Casino has been in business. It was created on December 11th, 2014 as a division of the Bodog brand with the goal of uniquely serving the US market. MyBookie. Best Credit Cards Best Savings Accounts Best CD Rates Mortgage Rates HELOC Rates Home Equity Loan Rates. Join Bovada to find. Alternatively,. lv is one of the eldest and most trusted operator websites, providing gambling services since 2011. The credit card company will. lv, new players receive a $3000 welcome bonus that’s spread over their first 3 deposits at the site. Liked by: 05-22-2021, 07:49 PM. Those using credit card deposits are also catered for with a 50% match up to $250. Updated Oct 23, 2023. 50, which is less than the $50 bonus. Yes. e, time limits, application method, etc. Visa and MasterCard often get through the first time. When a buyer disputes a purchase, their credit card company reverses the. Make sure you use the bonus codes CAWELCOME100 (first deposit) and BV2NDCWB (second and third). Bovada is also home to tons of casino games for you to play, including slots, blackjack, and roulette. Here's how:Yes, Bovada is legit. A chargeback is a dispute of charges filed by a customer and their credit card company or bank. They phoned Moneris, their credit card processing company, and talked to one of the representatives about the chargeback. In the modern age, sites like Bovada make betting an easier hobby you can do from the comfort of your own home. Our solution shields our clientele from chargeback disputes by automatic detection and case submission. This describes any situation in which a cardholder files a false chargeback claim without justification. Self control is key with these slots. It covers over 40 sports categories and offers a wide array of betting options, including. M. The customer regrets their purchase. During our test, it seemed that instant play games weren’t available on the web app. Poker Welcome Bonus: 125% up to $3,700. Here you will find live lines for all major sporting events, including NFL, MLB, NBA, NHL, Soccer, Tennis, Rugby and so much more. Verified customer. It can't sue, it would be contrary to public policy. $3,000 Welcome Bonus. 3. [ 1]PayPal charges a Dispute Fee to manage the dispute resolution process on transactions that were completed by a buyer with a PayPal account or a buyer using PayPal Checkout as a Guest. False. gta casino cheat sheet. Was charged for it all, they close. Plus, the charge came from some overseas (I'm guessing shell) company. Sportsbetting. You don’t have a state gaming commission but Bovada has responded to mediation services in the past. It is a federal crime for any US credit card company to process charges for online casinos. C. They also sealed off about 1. If you think you may have a. Your Bovada casino login is a passport to a whole world of slots. I tried depositing through a CC and was lied to by Bovada. Big risk, big reward. On the flip side, a bet on Super Bowl LVI where you take the spread on the Bucs means you think they will either a) win or b) lose by less than 3 points. It took a few hours, but they credited me my $500. However, a user cannot file a dispute for a bank transfer transaction. lv is Real Money Online Casino. For sure. I gamble within my means, usually $0. Bovada is a unique online gambling site that only serves US players. Atlas VPN – Bovada VPN with a free version. On the flip side, bovada is garbage and their lines are shaded and vig is. It is the only place that I had made a purchase online in the last week. Chargeback online gambling charges Online gambling credit card chargeback australia It's illegal in no. People who have had issues with Bovada lied about their identity/age/etc when they applied. bovada sometimes has issues with their CC processor where the processor says you performed a chargeback and then bovada locks your account until you are able to prove that you didn't actually charge back (im not entirely sure of the details but iirc they have a chinese processor that sometimes tries to screw them). Bovada is an online casino and sportsbook that was founded in 2011. That's a TON of money I have to wager just to get $62 and I. Go to Bovada r/Bovada • by mlbfsu. 5 * 5x rollover = $750 x 5% house edge = $37. | Read 261-280 Reviews out of 573Bovada Chargeback 2019 10,0/10 8220 votes. Bro fuck match pay. Bovada Sportsbook offers sports betting odds for the top sports across the globe. So they disabled my account, and told me to f off basically. Contact BoA and tell them you went through the merchant. The site was put in motion in 2011. Therefore, many American players are interested in using a Bovada promo code to score big bonuses. Fuck them. Chargeback is particularly useful where the cost of the goods or services is £100 or under as Section 75 doesn’t apply. r/sportsbook. Credit bureaus are required by law to investigate any charges you claim to be false. I got a chargeback on a credit card from offshore gambling in. BESTCASINO125: Exclusive bonus code for a 125% deposit match and 25 free spins on the popular Golden Buffalo slot game. These bonuses grow by a lot if you deposit with Bitcoin. Bitcoin transactions are not reversible, so if you dispute the charge the first gold buffet deadwood seller is in a very weak position. It is a federal crime for any US credit card company to process charges for online casinos. So they disabled my account, and told me to f off basically. (Dispute your gym membership fee and it’s a very safe bet most gyms will. The Bovada's allow me to deposit a set amount and makes it easier for me to limit my betting, whereas the local's website auto reloads. Some shady players really do chargebacks and deny it, while others did nothing wrong and the payment processor is just lying. They locked me out, saying I had done a chargeback. Protect your customers. BetOnline has more games, a better mobile experience, more measures to prevent gambling addiction, and reliable customer support. There’s also a weekly limit which is capped at $180,500, enough for the vast majority of high rollers out. They will definitely reinstate your account as long as you are willing to pay the money they credited you to cover the chargeback. Despite this, they demanded 3 months of bank statements to let me back in. They still have a Bodog casino, and another called Bodog88 or something. There are 40 bovada. It is overseen by the same regulatory authority as the top online casinos. You can use a range of different cryptos to fund your gambling account, such as Bitcoin, Litecoin, Ethereum, Tether, Dogecoin, and more. Bovada Online Sportsbook and Casino has been in business for over a decade. Betonline 3. There is no rakeback on Bovada. Posting screenshots of your big. uw. This may also protect or repair any damage to your credit rating. However, if you’re still in the evaluation stage, let’s take a look at 3 possible alternatives. I looked at my spam in my email though and I had received this email from the Bovada financial services team. If restoration of the game is not possible, players will be refunded all bets from the disrupted hand. In general, a Visa deposit will make you eligible for the following types of sports betting bonus options, with totals that vary depending on your particular book of choice: Sports Betting Welcome Bonus – 50-100% Deposit Match, $250-1000. The casino prioritizes user security and fairness, holding a license from the Kahnawake Gaming Commission and utilizing SSL encryption technology. The greatest advantage you’ll get by choosing Bovada as your preferred online gambling site is the game selection. That includes all the casino games, slots, and puzzle options like Bejeweled. 10. . And I’m really afraid they will send me to some collections and I’ll owe all this money for no reason and ruin my credit. Shame on you bovada. Upland, CA 91786. So reopen, put in $1,000 to play. Introduction to the Bovada Promo & Bonus Code. Suite 5. Bonus code: BTCSWB750. Don’t expect that to be the norm though. Casino Welcome Bonus: 125% up to $3,750. Betonline, betnow and bovada are all great books for states where online gambling may be illegal and I've never had a single issue depositing, playing or withdrawing from any of these 3 companies. 90. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. My bovada account is definitely worth a lot more than $23 to me. 1. It has no legal status in the U. Betting $100 on New Jersey gets you $125 though if they can put together a win. If restoration of the game is not possible, players will be refunded all bets from the disrupted hand. 4. Bovada is a hugely popular offshore online gaming/casino platform. Was “kicked off” for a chargeback that they say happened that never did. It has entertained online gamblers in the US since 2011, and is best known for its sportsbook and poker room. e, time limits, application method, etc. 15, 2016 - 11:36 AM ET #1. I used BOL to bet when it wasn’t w/ friends. 04 for every dollar spent. A chargeback is an action taken by a bank to reverse a payment and trigger a dispute resolution process. Bovada then sent me an email threatening…Deposited $3500 on bovada in the course of 2 days, played some games, then I tried to withdraw at $3000 to mitigate my losses, then bovada proceeds close my account and when I called, they said that they are seizing my funds for violating their terms, and they wouldn’t even tell me why. Bovada Community Forum on Reddit where Bovada. The term “chargeback” is recent. Bovada billed me 3x total 3000 when I only wanted to deposit 1000 and I called my bank to reverse the charge. They screwed up and charged back. They screwed up and charged back total 3000. But what makes playing online casino games at Bovada exciting are the promotions that it offers. Bovada is one of the premier online gambling sites that offers a full-service experience, including a sportsbook, racebook, online casino, live dealer casino, and a poker room. Here are the best Bovada bonus codes available now: BIGLEAGUES - a generous 100% match bonus plus 25 free spins on 777 Deluxe. Online Poker Sites Discussion of Poker Sites Coaches & Schools Study Groups Staking Poker Software General Marketplace Feedback & Disputes This book used to give out tons of free play and they dried up a little but it looks like they are getting back to their old ways 💪. By law, Bovada is illegal in the United States. Client input is extremely important to us so feel free to offer your valuable suggestions to help us give you the. Use the exclusive Bovada bonus codes BVD1000 & BTCSWB750 to claim the full welcome offer. Min deposit: $20. Welcome bonuses help new accounts get a head start on their winnings. Unfortunately, many merchants will have to deal with a chargeback claim at some point. Yesterday, I deposited 2000 into my Bovada account. 3. 9% of total annual. Going straight to the sportsbook, you can get up to $250 bonus funds on your first deposit. which they technically didnt. Bovada. 50% Sports. Pre-arbitration (pre-arb): When the customer challenges a chargeback won by the business for a second time. If they lose 24-19, they didn’t cover the spread and you’d lose your wager. In addition, they offer $275 for referrals. Then, they will file a chargeback, to reverse the transaction. lv. In this case, the disputed charge will be removed from your account and you will receive a credit for the full amount of the charge. 15, 2016 - 11:36 AM ET #1. 2.